Virginia Housing Insecurity

Virginia Housing Insecurity

Usability and Accessibility: The dashboard below includes information regarding housing insecurity in Virginia. Use the navigation menu on the left side panel to access the dashboard and information for other topic areas at the Virginia or Locality level. The dashboards include text captions for charts and tables that are accessible to screen readers. For each chart or table, you can also access the underlying data by clicking on the links in the Data and Documentation section. For more information on measure definitions, data sources, and data notes, see the collapsible sections below each dashboard.

Metric Description Source Data Published
Virginia Housing Insecurity National Ranking The rank is calculated by sorting the percent of households with severe cost burden for all of the United States (including the District of Columbia) from least to greatest. The closer to 1, the better Virginia is doing as compared to the other states. See below for the definition of severe cost burden. U.S. Department of Housing and Urban Development (HUD) Comprehensive Housing Affordability Strategy (CHAS) August 2020
Severe Cost Burden (Over 50% of Income) Severe cost burden is defined by the U.S. Department of Housing and Urban Development (HUD) as monthly housing costs (including utilities) exceeding 50% of monthly income. Percent of households with severe cost burden represents the proportion of total renters and owners in Virginia that spend over 50% of monthly income on housing costs. U.S. Department of Housing and Urban Development (HUD) Comprehensive Housing Affordability Strategy (CHAS) August 2020
Percent of Severe Cost Burden Households with Less Than Median Household Income Percent of Severe Cost Burden Households with Less Than Median Household income is the number of households with less than HUD Area Median Family Income (HAMFI) over the total number of households with Severe Cost Burden. U.S. Department of Housing and Urban Development (HUD) Comprehensive Housing Affordability Strategy (CHAS) August 2020
Cost Burden (Over 30% of Income) Cost burden is defined by HUD as monthly housing costs (including utilities) exceeding 30% of monthly income. Percent of households with cost burden represents the proportion of total renters and owners in Virginia that spend over 30% of monthly income on housing costs. U.S. Department of Housing and Urban Development (HUD) Comprehensive Housing Affordability Strategy (CHAS) August 2020
Percent of Population with Housing Insecurity Percentage of adults who are not current on rent or mortgage payments, or who have slight or no confidence that their household can pay next month’s rent or mortgage on time. Census Pulse Survey April 2021
Households with Severe Cost Burden Under Median Income Households with monthly housing costs (including utilities) exceeding 50% of monthly income and less than HUD Area Median Family Income (HAMFI). Percent of households with severe cost burden under median income represents the proportion of total renters and owners in Virginia that spend more than 50% of monthly income on housing costs and have an income less than the HAMFI. U.S. Department of Housing and Urban Development (HUD) Comprehensive Housing Affordability Strategy (CHAS) August 2020
Households with Cost Burden Under Median Income Households with monthly housing costs (including utilities) exceeding 30% of monthly income and less than HUD Area Median Family Income (HAMFI). Percent of households with cost burden under median income represents the proportion of total renters and owners in Virginia that spend more than 30% of monthly income on housing costs and have an income less than the HAMFI. U.S. Department of Housing and Urban Development (HUD) Comprehensive Housing Affordability Strategy (CHAS) August 2020
Notes Description
HUD Area Median Family Income (HAMFI) HAMFI is the median family income calculated by HUD for each jurisdiction, in order to determine Fair Market Rents (FMRs) and income limits for HUD programs. HAMFI will not necessarily be the same as other calculations of median incomes (such as a simple Census number), due to a series of adjustments that are made. For full documentation of these adjustments, see the HUD Income Limit Briefing Materials.
Owner and Renter For renters, housing cost is gross rent (contract rent plus utilities). For owners, housing cost is “select monthly owner costs”, which includes mortgage payment, utilities, association fees, insurance, and real estate taxes.
Rural and Non-Rural Designations Virginia counties/cities that are not designated as parts of Office of Management and Budget Metropolitan Areas (Mas) are considered rural. For more information about rural and non-rural designations, visit the VDH website.
Margin of Error: US Census Bureau 2019 5-year American Community Survey Data American Community Survey (ACS) estimates are based on a sample and are subject to sampling error, meaning that the true value is expected to be within a range. For simplicity and in accord with how Census data is presented elsewhere, only the estimate is presented and not the range of possible values. For more information on the ranges, see the ACS Methodology.
Margin of Error for Race/Ethnicity Data: US Census Bureau 2019 5-year American Community Survey Data Data is only displayed for Asian, Black or African American, Hispanic or Latino, and White races/ethnicities. Data for American Indian/Alaskan Native, Native Hawaiian/Pacific Islander, and other races/ethnicities is not included due to high margins of error from small survey sample populations for these groups. As a result, data for these races/ethnicities cannot be displayed with confidence in their accuracy. These groups are not excluded for lack of importance. For more information about additional races/ethnicities, visit the U.S. Census Bureau American Community Survey.
Methodology: US Census Bureau 2019 5-year American Community Survey Data The following links provide additional information to better understand the US Census Bureau 2019 5-year American Community Survey data:

Questions on the ACS form and why we ask

ACS Methodology